What is Investment?

Investment is a process of spending money for profit means any money that is spent today to increase that money in the future frame. Investment requires to sacrifice of some capital today like- Money, Time, Effort, etc. in the hope that it will generate income or increase in value at some point in the future. There are 2 types of Investment 1)Traditional Investment, and 2)Alternative Investment.

Online Investment Ideas:-

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Video player screen with bar . Multimedia interface with player bar for web


A bond is a loan for a borrower from the bondholder. A bondholder lends money to a borrower such as a Government or a company for a fixed time period. A bond is also known as a Fixed Income Investment. A bond is the safest investment you can buy because they are considered a reliable investment tool. You can buy company bonds through an online broker. The borrower must have returned the borrowed amount after the Fixed time period, such as Semi-annual, Annual, or monthly basis. Types of Bonds:-

  • Government Bonds
  • Corporate bonds
  • Tax Saving Bonds
  • Bank and Financial Institution bonds


In simple terms, Stocks are shares of partnership that are issued by a company and purchased by the general public. Stocks are also known as Equities. In the exchange of money companies issue shares. The stock market is a platform where investors buy or sell stocks. A company issues stocks to raise capital from investors.  Types of Stocks:-

  • Common Stocks
  • Preferred Stocks


A mutual fund is an Investment that spends money from many investors which are invested by professional fund managers. A mutual fund is an investment vehicle where many investors come together and spend their money or fund. The profits and losses are shared by the investor’s amount of their investment. Type of Mutual Funds:-

  • Money Market Funds
  • Bond Funds
  • Stock Funds
  • Target Date Funds


A fixed deposit is a type of bank account where a guaranteed rate of interest is paid for keeping the money or fund for a fixed time period. It is an easy investment option. It offers a guaranteed rate of interest. The rate of interest of a Fixed deposit is higher than a saving account. In a fixed deposit, the money or fund is invested for a particular time period at a fixed interest rate. Types of Fixed deposits:-

  • Standard Fixed Deposit
  • Tax Saving Fixed Deposit
  • Special Fixed Deposit
  • Corporate Fixed Deposit
  • Regular Fixed Deposit
  • Senior Citizen Fixed Deposit
  • Flexi Fixed Deposit


Real Estate investment is an investment to purchase a property to generate income. The real state market is growing the fastest.  You can buy, sell, and lease property for essential offers. It can give you a profit by collecting cash through rental income, you can sell the property at a higher price. In real estate investment, you can buy a land building and its improvements. Types of Real Estate Investment:-

  • Residential Real Estate
  • Commercial Real Estate
  • Industrial Real Estate
  • Investing in Land

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